Privacy Policy

The First National Bank of Assumption is committed to making available financial products and services that will enable customers to meet their financial needs and reach their financial goals. Protecting personal information and using it in a manner consistent with the members’ expectations is a high priority for everyone associated with the First National Bank of Assumption. Customers or the First National Bank of Assumption also have a responsibility to safeguard their financial information. To ensure that the members can rely upon the quality of products and services we make available, the First National Bank of Assumption stands behind the following privacy policy:

1. The First National Bank of Assumption will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services – no more.
2. The First National Bank of Assumption will protect customers’ personal information. The First National Bank of Assumption will maintain strong security controls to ensure that customer information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
3. Customers will always have access to their information. Customers of the First National Bank of Assumption will always have the opportunity to review their information and make necessary changes to ensure that the First National Bank of Assumption’s records are complete and accurate.
4. The First National Bank of Assumption will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
5. The First National Bank of Assumption will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our customers’ economic well-being. Under no circumstances will we authorize these firms to charge customers’ accounts without their express consent, and we will not sell member information to telemarketing firms.




FACTS	WHAT DOES FIRST NATIONAL BANK OF ASSUMPTION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and incom Account balances and Checking account information Employment Information and Credit card or other debt When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank in Taylorville chooses to share; and whether you can limit this sharing.




Reasons we can share your personal information	Does First National Bank of Assumption share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes- information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes- information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share




What we do
How does First National Bank of Assumption protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank of Assumption collect my personal information?	We collect your personal information, for example, when you Open an account Pay your bills or apply for a loan Use your debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing of affiliates' everyday business purposes- information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.




Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. First National Bank of Assumption has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. First National Bank of Assumption does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First National Bank of Assumption does not jointly share.




Other Important Information

For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization